Terms and Conditions

The following Terms and Conditions apply to your use of E2EFiPLATFORMS™ (E2EFi) and integratedCAPITAL Group websites. Your use of the website means that you accept these terms and conditions. If you do not agree to be bound by these terms, you must cease use of the website and services, or be taken to be bound by the terms and conditions governing the use of the site.

E2EFi connects parties to financial transactions. integratedCAPITAL Group issue non exclusive licences to use the integratedCAPITAL systems (E2EFi) in any jurisdiction where it is lawful to do so. We enable these parties to communicate with each other on the platform. The information provided on the website, and through the connecting process is a guide only, based on information provided by parties regarding the basis upon which they are likely to approve an applicant and may not be complete for your purposes or take account of every factor that will be relevant in the final decision. E2EFi does not warrant the accuracy of information provided, and it is recommended that information is confirmed with the third party product providers on our platform. E2EFi and agents assume no responsibility for actions or omissions to act based on any information, services, or other material on our website.

Additional terms and conditions are set out below.

  1. Defined terms

    These Terms and Conditions ("Terms") may refer to “E2EFi”, “us", "our", and "we" interchangeably. These terms apply between E2EFi and the "User", also referred to as "you".

  2. Disclaimer of warranty

    E2EFi gives no warranty in relation to statements or information provided by third parties on our website. We expressly disclaim liability arising from persons acting or failing to act based on the information contained on our website. We further disclaims any responsibility or obligation to provide updates on published information. These disclaimers explicitly extend to third-party content published on our website, whether by organisations or individuals, including (but not limited to) on our blog and forum. Such content reflects the views, beliefs, and/or positions of the authors of the content, and not necessarily those of E2EFiPLATFORMS™.

  3. Limitation of liability

    We will not be held liable for any incidental, special, consequential, or indirect damages arising out of, or related to, the use of the website or services provided by E2EFi. This will be the case even if E2EFi knows or has been advised of the possibility of such damages. These damages include, but are not limited to, financial loss due to failure to obtain finance, damage for loss or corruption of data, and interruptions to the services we provide.

    We aggregate liability in relation to harm caused or loss suffered through use of the website or services we provide will be limited to any amount paid by you to E2EFi in order to use our services, or, in the event that no such amount was tendered, 100 CHF.

  4. Copyright and links to third-party websites and services

    This website is subject to copyright and is entirely owned by E2EFi. The website may also display third party materials that are subject to copyright. Except as permitted by the Copyright Act 1968, you may not reproduce, sell, publish, transmit or disseminate the contents of this website without our prior permission. You may use the information provided for your private or internal purposes only.

    The E2EFi website may contain links to websites of third-parties. These third-party websites are not under E2EFi control, and we disclaim responsibility for any content provided on a third-party website. Reference on our website to any products, services or other information (by use of name, logo or otherwise) does not constitute endorsement of such products, services or information. Indicative rates provided are for information purposes only, and must be confirmed with the third party quoted before relying on such a quote. Your correspondence and/or dealings with third-parties found on or through our website are solely between you and such third-parties, and you agree that we will not be held liable for any loss or damage arising through such correspondence or business dealings.

  5. Use of information or content provided by users

    1. Status of content submitted to our website and for provision of services

      By submitting content (including personal and business information) to our website, you agree to grant E2EFi a perpetual, non-exclusive, irrevocable, royalty-free license to use of such content. Use may include but is not limited to - reproduction, adaptation, editing, modification, translation, publication, transfer, and/or distribution of the content. This shall specifically include license for us to make the content available to other companies/organisations with whom we have business relationships. Such provision of your information may require changes to your content.

  6. Ongoing communication

    You agree that we may use the contact details you have provided to us in order to contact you from time to time to update you on the services that we provide. You may opt-out of these communications, at which point we will cease to contact you.

  7. Disclosure as required by law

    You acknowledge and agree that we may disclose information provided by you if required by law.

    For further information about the collection and use of information provided by you in the course of using this website and E2EFi services, please read our Privacy Policy on this website. By using the website and any E2EFi services, you are agreeing to the terms of the Privacy Policy.

  8. Security of information

    Security of your information is critical to us here at E2EFi. We maintain security measures to prevent unauthorised access to our systems and the information that you provide in the course of using our website and services. This includes encryption of our website and services using SSL technology, and review of our systems to ensure ongoing security standards are maintained. We also restrict access to personal user information to E2EFi employees, agents, and contractors who need to know that information to facilitate our service to you. We maintain strict confidentiality standards with such employees, agents, and contractors.

  9. General Advice Warning

    The services provided by E2EFi are to be used as a guide only. We explicitly do not provide financial advice and any advice is general in nature and does not take into account your objectives, financial situation or needs.

  10. Use of site and E2EFi services

    1. Exclusive use

      The registered account provided by E2EFi to you is to be used only by you. You acknowledge that we will not be held responsible for third party access to your account that results from theft or misappropriation of your login details (username or email and password)

    2. Information submitted by you

      You are solely and fully responsible, and accept liability flowing from your provision of information on our website. This includes information that we pass on to lenders and brokers. You undertake to only submit accurate information to this website, and accept responsibility for harm or damage resulting directly or indirectly from the provision of inaccurate information, whether submitted in good faith, negligently, or wilfully.

  11. Risk assumption

    You assume all risks when using our website and services. This includes, but is not limited to risks associated with interactions and products from third parties through our website.

  12. Disclaimer of guarantees on connecting with participants and funding approvals

    E2EFi does not guarantee that every user will be contacted by other parties. E2EFi also explicitly disclaims that being connected constitutes any guarantee or representation that funding will be approved or provided by that party. Upon the first lending advance, however, E2EFi will be entitled to payment of its platform fee to manage and host the transaction.

  13. Use is for legal purposes only

    You agree to only use this website and services in accordance with all applicable laws (federal, state and local)

  14. Indemnification

    You agree to indemnify E2EFi for any losses, costs, liabilities and expenses arising out of:

    1. Your use of our website or services
    2. Content published by you on our website (including but not limited to our blog and forum)
    3. Your violation of these Terms and Conditions
    4. Your violation of any applicable laws, rules, or regulations

    E2EFi reserves the right to assume the exclusive defence and control of any such matter subject to this indemnification clause. In the event that this occurs, E2EFi will take on any costs associated with defending the matter, and you agree to fully cooperate with E2EFi in asserting any available defence.

  15. Effective application of this agreement

    This agreement is effective upon your acceptance of this agreement, which occurs through use of our website and/or services. To reiterate and remove doubt, usage also constitutes agreement to our Privacy Policy available on our website. This agreement will remain in force in perpetuity unless terminated by E2EFi or by you. Either party may unilaterally terminate your account with E2EFi, for any reason, without any explanation.